One Hungarian man trying to collect insurance doesn’t have a leg to stand on.  I’m Amy E. Feldman.

A Hungarian man had both his legs crushed by an oncoming train.  He claims that he’d stepped on a piece of glass, which caused him to fall on the tracks.  But authorities think that he laid down on the tracks so he could collect the nearly three million dollars of insurance money from fourteen separate insurance policies he bought before the accident.  He lost both legs, and got none of the money.

Insurance fraud can take many forms, from unemployment fraud where people who are working also collect unemployment to those who fake car accidents, theft, or other damage to collect a payout.  There are software products that automate fraud detection, and investigators who can subpoena your search history or conduct surveillance.  So, before you fake an accident, consider the cost of the legal defense and possible jail time when you decide whether it’s worth risking life and limb.

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